> ## Documentation Index
> Fetch the complete documentation index at: https://docs.heydollr.app/llms.txt
> Use this file to discover all available pages before exploring further.

# Payments by Market

> Payment methods, providers, currencies, and routing by country for the Dollr API.

Use this page as the source of truth for which **payment methods** (`method`), **providers** (`provider`), and markets Dollr supports. Enum values and routing can change — check the [OpenAPI spec](https://api.heydollr.app/openapi.json) and [Predictions API](/api/predictions) before going live.

**Provider vs method** — `provider` is the routing network (`PAWAPAY`, `STRIPE`, `PLATFORM`). `method` is the instrument (`MTN_MOMO_LBR`, `CREDIT_CARD`, etc.). Both appear on executions and payment accounts.

***

## Method matrix

| Market        | Country code | Method (enum)      | Provider   | Typical use                                        |
| ------------- | ------------ | ------------------ | ---------- | -------------------------------------------------- |
| Liberia       | `LR`         | `MTN_MOMO_LBR`     | `PAWAPAY`  | Collections & payouts via MTN MoMo                 |
| Liberia       | `LR`         | `ORANGE_MONEY_LBR` | `PAWAPAY`  | Collections & payouts via Orange Money             |
| Rwanda        | `RW`         | `AIRTEL_RWA`       | `PAWAPAY`  | Collections & payouts via Airtel Money             |
| Rwanda        | `RW`         | `MTN_MOMO_RWA`     | `PAWAPAY`  | Collections & payouts via MTN MoMo                 |
| Rwanda        | `RW`         | `ORANGE_MONEY_RWA` | `PAWAPAY`  | Collections & payouts via Orange Money             |
| International | —            | `CREDIT_CARD`      | `STRIPE`   | Card checkout (customer not required to have MoMo) |
| Platform      | —            | `WALLET`           | `PLATFORM` | Internal Dollr wallet transfers                    |

***

## Detecting the right mobile money method

Before creating a **payment account** or **execution**, detect the wallet operator from the payer phone number:

```http theme={null}
GET /v1/predictions/mmo-provider-info?phone={e164_without_plus}&operation_type=COLLECTION
```

Use the returned `method` and `provider` in `POST /v1/payment-accounts/create` and collection executions. See [Predictions](/api/predictions) and [Try in API Reference: MMO provider](/api-reference/predictions/predict-mmo-provider-info).

***

## Currencies & amounts

* Send currency as **ISO 4217** uppercase (e.g. `USD`, `LRD`).
* Amounts are positive numbers; minimum **0.01** for decimals, **1** for integers unless your fee tier specifies otherwise.
* Preview totals and fees with [Predict amount and fees](/api-reference/predictions/predict-amount-and-fee) before executing.

***

## Operations by method

| Operation  | MoMo (PAWAPAY)                  | Card (STRIPE)      | Wallet (PLATFORM)         |
| ---------- | ------------------------------- | ------------------ | ------------------------- |
| Collection | Yes                             | Yes                | N/A (use wallet transfer) |
| Payout     | Yes                             | Per merchant setup | Yes                       |
| Transfer   | Via wallet / platform rules     | —                  | Yes                       |
| Refund     | Per original transaction method | Per card rules     | Per platform rules        |

***

## Onboarding by market

Merchant verification requirements differ by country (e.g. Liberia sole proprietorship vs registered business). See [Overview](/) for document checklists. Until verification completes, some features (payouts, API keys, refunds) may be restricted.

***

## Related docs

* [Overview](/) — authentication and conventions
* [Quick Start](/quickstart) — first collection
* [Fees](/api/fees) — gateway and platform fee schedules
* [Error catalog](/reference/error-catalog) — common validation and execution errors
* [Glossary](/reference/glossary) — term definitions